Last Updated: September 17, 2026
Welcome to VIP Insurance & Retirement Solutions. By accessing or using this website, you agree to the following Terms & Conditions. If you do not agree with these terms, please do not use this website.
Website Use
The information provided on this website is for general informational purposes only. While VIP Insurance & Retirement Solutions makes reasonable efforts to provide accurate and current information, we do not guarantee that all information on this website is complete, accurate, or up to date.
Your use of this website and any information obtained through it is at your own discretion.
Insurance and Financial Information
Information provided on this website regarding insurance products, retirement planning, annuities, Medicare plans, or other products and services is intended for general informational purposes and does not constitute a guarantee of coverage, eligibility, benefits, rates, investment performance, or financial results.
Insurance products, coverage, rates, availability, and eligibility may vary based on individual circumstances, insurance carrier requirements, location, and other factors.
Submitting a form or contacting VIP Insurance & Retirement Solutions through this website does not create an insurance policy, bind coverage, or establish a contractual relationship.
SMS/Text Messaging Terms
By voluntarily checking the SMS consent checkbox on one of our website forms and providing your mobile phone number, you agree to receive SMS text messages from VIP Insurance & Retirement Solutions.
Messages may include appointment scheduling and confirmations, customer support communications, and information or updates regarding products and services.
Message frequency varies. Message and data rates may apply.
Consent to receive SMS messages is not a condition of purchasing any product or service.
You may opt out of receiving SMS messages at any time by replying STOP to any message. After opting out, you may receive a final confirmation message indicating that you have been unsubscribed.
For assistance, reply HELP to a message or contact VIP Insurance & Retirement Solutions directly.
Your decision not to consent to SMS communications will not prevent you from contacting us or requesting information about our products and services through other available methods.
Mobile Information and Privacy
We respect the privacy of your mobile information. Mobile phone numbers, SMS consent information, and opt-in data collected for text messaging purposes will not be sold, rented, or shared with third parties or affiliates for their own marketing or promotional purposes.
Information may be provided to service providers when necessary to operate our communications and deliver messages on our behalf, subject to appropriate confidentiality and data-use restrictions.
For additional information about how we collect, use, and protect personal information, please review our Privacy Policy.
Opting Out of Communications
You may request to stop receiving promotional communications from us at any time. For SMS messages, reply STOP. Requests to stop one form of communication may not automatically unsubscribe you from other communication channels that you have separately requested or consented to receive.
Third-Party Websites
This website may contain links to websites or services operated by third parties. VIP Insurance & Retirement Solutions is not responsible for the content, privacy practices, security, availability, or terms of third-party websites.
Links are provided for convenience and do not necessarily constitute an endorsement of the third party or its products or services.
Intellectual Property
Unless otherwise indicated, the content of this website, including text, graphics, logos, images, and other materials, is owned by or licensed to VIP Insurance & Retirement Solutions and is protected by applicable intellectual property laws.
Website content may not be reproduced, distributed, modified, or used for commercial purposes without prior written permission, except as permitted by applicable law.
Limitation of Liability
To the extent permitted by applicable law, VIP Insurance & Retirement Solutions will not be liable for damages resulting from the use of, or inability to use, this website or reliance on information presented through this website.
Nothing in these Terms & Conditions is intended to exclude or limit any liability that cannot legally be excluded or limited.
Changes to These Terms
VIP Insurance & Retirement Solutions may update these Terms & Conditions periodically to reflect changes to our services, website, communications practices, or legal requirements.
Any changes will be posted on this page with an updated “Last Updated” date. Continued use of the website following the posting of changes constitutes acceptance of the revised Terms & Conditions.
Contact Us
If you have questions about these Terms & Conditions, our SMS messaging practices, or our services, please contact:
VIP Insurance & Retirement Solutions
Please use the contact information provided on our website to reach our team.